Very important perspective, Joe. Thank you for writing this.
Funny enough, I had a similar thought recently: that I've done a LOT of struggling with income and residential stability in my adult life, often compounded by being single through most of these years and having nobody else to share the logistical chores of daily living with me... but I've been deeply fortunate because "at least I have my health." And I don't say that flippantly. I'm truly grateful.
Yet, even then, it's interesting to say "at least I have my health" when I have a chronic condition associated with diminished energy levels, diminished cognitive focus, etc., and my doctors have basically been neglectful about it across a quarter of a century because #sexisminmedicine. I sometimes wonder whether I'd be thriving if that issue had been a non-issue.
Still, the fact remains that I have no idea HOW I would manage to barely scrape by (like I do now) if I were conventionally ill or disabled. My heart breaks for people who are. So much dumb luck is involved in being healthy, and you're right to point that out. As the saying goes, "There but for the grace of God go I.: